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Reach New Heights with Fixed Annuities

Grab hold of our great rates before they pass you by! The best time to start investing in your financial future is now. Ensure you’ll have the income you need for retirement by starting today.

Stability and Flexibility

Fixed Annuities offer a fixed interest rate ensuring your account will grow at a steady rate. To ensure you have the flexibility you need, we offer multiple options for the length of the contract.

Tax Advantages

With annuities, you can accumulate earnings on a tax-deferred basis which means you don’t pay income tax on your earnings until your money is withdrawn, which typically happens at retirement, when your tax bracket may be lower. This can allow the value of your annuity to grow more quickly than a taxable investment earning the same return.


When it comes to receiving income, if you choose to you can start receiving an annuity income stream upon reaching age 59 ½ (any earlier and you’ll be charged penalties). When you’re ready to receive your annuity income stream, you can receive payments monthly, quarterly, annually, etc.¹ – whatever is best for your situation. You can also decide on how you want to structure your annuity income stream. Do you want an income stream for: a certain number of years, in a certain dollar amount or as long as either you or your spouse are alive? Talk to your Farm Bureau agent to see which structure is right for you.

Financial Protection for Others

If you die before your annuity payout begins, your beneficiaries will receive the accumulated value of the annuity. Death proceeds are paid directly to your beneficiaries, so there should be fewer costs or delays in receiving the proceeds. Funds received may be subject to income tax.

Annuities are often just one component of a strong retirement strategy. I can be a valuable resource when it comes to choosing an annuity as part of your overall approach.

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¹Depending on which income payment option is selected and whether the annuity is qualified or non-qualified, you may need to pay federal income tax on any earnings withdrawn from the annuity and/or the principal withdrawn. Also, surrender charges may apply if funds are withdrawn before the annuity’s surrender charge period expires. IRS penalty if withdrawn before age 59½. Neither the Company nor its agents give tax, accounting or legal advice. Consult your professional advisers in these areas. Based on the Company’s 7/1/22 declared interest rate for the New Money 4 (Select IV Fixed Premium Annuity) product. Current interest rates posted above are neither guaranteed nor estimated for the future and premium banding is as follows: Years 1-4 2.90% ($25,000-99,999); 3.15% ($100,000+). Credited rates following the initial rate guarantee period are neither guaranteed nor estimated for the future. The Company reserves the right to change the current rate for future purchases without notice at any time for any reason. Contact the company for the current rate.

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